Monerise

Personal finance on your device

Monerise — private multi-currency finance

Track wallets, budgets, and balances on your device—no required cloud account.

Built for multi-currency households, travelers, and privacy-conscious individuals. Not a bank, broker, or investment product.

What Monerise is

Monerise is a privacy-first personal finance tracker. It helps you organize wallets, capture spending, run budgets, and read reports—on your device by default. It does not move money between banks and it is not an investment or tax product.

Why Monerise

Ownership first. Clarity always.

Day-to-day records stay on your phone by default—while multi-wallet clarity, budgets, and reports stay sharp.

  1. Device-first by default

    Everyday tracking does not require a cloud login.

    Your history stays with you—even when you refuse another account watching every purchase.

  2. Multi-currency, first-class

    Unlimited wallets across 150+ currencies, with live or manually editable rates.

    When income and rent speak different currencies, spreadsheets and single-currency apps fall apart.

  3. Buy once. Stay private.

    One-time purchase for core features—no ads, no required subscription.

    Your attention and data are not the product.

How it works

Three moves from noise to clarity

  1. Open the wallets

    Set a default currency. Add cash, cards, and side wallets—side by side, across 150+ currencies.

  2. Capture the flow

    Log income and expenses fast. Tag what matters. Filter by type, wallet, category, or date.

  3. Read the pattern

    Reports, rankings, and budgets with clear progress—so you adjust before the month runs away.

Inside the app

A command center—not another spreadsheet clone

Daily capture, multi-wallet control, and reports that turn numbers into decisions.

Home snapshot

Total balance, income, expenses, and weekly trends in one place.

Know where you stand without opening five tools.

Transactions that stay tidy

Fast add form. Filters by type, wallet, category, or date.

Capture stays usable as volume grows.

Reports with a story

Charts, category rankings, and monthly comparisons.

Patterns replace guesswork.

Wallets under control

Unlimited wallets—deposit, withdraw, lock, or hide from summaries.

Multi-account life stays organized.

Budgets without stress

Category limits with clear progress.

Overspend shows up early—not at month-end.

Categories & tags

Nested categories and flexible tags.

Organization matches how you think about money.

Who it’s for

Built for how money actually moves

  • Multi-currency life

    Challenge Salary in one currency, rent and travel in others—rates shift mid-month.

    With Monerise Wallets per currency, a default for summaries, editable rates, budgets in the currency you actually spend.

  • Privacy-first individual

    Challenge No appetite for a required cloud account holding every coffee and paycheck.

    With Monerise On-device day-to-day tracking, biometric or PIN lock, export or backup only when you choose.

  • Travel & short assignments

    Challenge Cash, cards, and temporary accounts scatter across apps and notes.

    With Monerise Temporary wallets, hide closed ones, filter after the trip, one clear report of what it cost.

Monerise vs. many alternatives

Ownership and multi-currency depth—without the ad-funded funnel.

CapabilityMoneriseMany alternatives
Offline-first, device-stored by defaultIncludedOften cloud-reliant
Multi-wallet & multi-currency toolsIncludedBasic or limited
Deep filters & flexible categoriesIncludedMinimal organization
Live + manually editable ratesIncludedLittle manual control
Secure import/export & backupsIncludedLimited export

The story you just scrolled

  1. StartYour money stays on your device.Wallets, budgets, and multi-currency clarity—without a required cloud account. Built for people who want control.
  2. WalletsMulti-currency, first-class.Unlimited wallets across currencies, with live or manually editable rates—clarity when income and rent speak different languages.
  3. CaptureLog the flow fast.Capture income and expenses in seconds with categories and tags—so the day stays clear instead of scattered.
  4. BudgetsLimits you can actually see.Set budgets and watch progress fill—gentle control without another ad-funded tracker watching every purchase.
  5. ReportsPatterns replace guesswork.Reports and rankings turn history into decisions—see where money goes without exporting a spreadsheet every Sunday.
  6. DownloadClarity. Control. On your device.Private multi-currency tracking—ready when the store listing goes live. No ads. No required subscription for core features.

Privacy & security

Your finances stay yours

Offline-first by design. Core money data stays on your device by default—no required cloud login for everyday tracking. We don’t sell your financial history to advertisers.

  • AES-256 encryption helps protect data at rest on your device
  • App lock with biometrics or PIN, plus screenshot controls
  • No required cloud login for day-to-day tracking

Important: Monerise is a personal finance tracker. It is not a bank, broker, tax advisor, or investment product—and it does not move money between banks.

Read Privacy Policy →

Pricing

Pay once. Keep the core.

One-time purchase for core features—not an ad feed, not a required monthly plan. Exact price appears in the store when the listing goes live.

Once.

Monerise

Individual · core app

Store price when published

  • Wallets, transactions, budgets, and reports
  • Categories & tags
  • On-device storage and app lock
  • Multi-currency wallets (150+)

Store policies apply to purchases and refunds. No ads. No required subscription for core features.

FAQ

Straight answers before you decide

Is Monerise a bank or investment app?

No. Monerise is a personal finance tracker. It does not move money between banks, offer brokerage, or provide investment or tax advice.

Does my data leave my device?

By default, financial data stays on your device. If you use optional backup, export, or sharing features, what leaves your device is described in the Privacy Policy.

Does it work offline?

Yes for everyday tracking. Optional updates—such as refreshing exchange rates—work best online. You can also edit rates manually.

Is there a subscription?

Monerise is designed around a one-time purchase for core features—no in-app ads and no required subscription for those features. Store policies still apply. Exact price appears in the store listing when published.

Can I use multiple currencies?

Yes. Track unlimited wallets across 150+ currencies, set a default currency, and convert balances for a unified view.

Will it replace my bank app?

No. Use your bank for payments and transfers. Use Monerise to organize, budget, and understand money across wallets and currencies.

Which platforms are supported?

Supported platforms and store links will be listed here once Monerise is published on the App Store and Google Play.

Clarity. Control. On your device.

Private multi-currency tracking—ready when the store listing goes live.

  • One-time purchase for core features
  • No required cloud account for everyday tracking